There’s no such thing as making too much money. After all, money is a tool we can use to help us achieve what we want. Whether you’re working a full-time job or are running your own business, there are infinite ways to diversify your income and build wealth.

While we all want to make money, certain ideas require an investment to get started. Luckily, there are also a number of creative ways you can diversify your income without any money upfront. Below are five ideas to diversify your income right now.

Sell your unused items

I’m a big fan of buying and selling secondhand items. Whether it’s buying my clothes at a local thrift store or selling my unused items on an app, I’m an advocate for giving old things new life. There are numerous ways you can make money while making a difference in the world. Apps like OfferUp, Poshmark, and eBay make it easy to turn your old stuff into profit.    

Freelance your skills

We all have something to offer the world, so take those skills and turn them into extra cash. Whether you’re a great writer, a detailed accountant, or a creative artist, you can use your skills to serve others while making money. Freelancing has become a hot industry, so you can easily come across opportunities on sites like Upwork, Fiverr, or Indeed.

Create a digital product

Creating a course or eBook can seem intimidating at first. The thought of spending countless hours on a single product can seem daunting but focusing on the end result is crucial. Creating a digital product is a great option when looking to build passion income streams. You invest time on the product once and it can sell over and over again online.

Consider consulting

You don’t have to be good at everything to take your try at consulting. You simply have to be really good at that one thing clients would need you for. Can you manage and grow social media channels better than anyone you know? Businesses are willing to pay money for you to coach them through the process. Are you an amazing web designer with an eye for winning sites? There’s a business out there looking for your thoughts and ideas to make theirs better.

Look for brand partnerships

Influencer marketing has become a top strategy for companies to promote their products. As traditional advertising’s reach declines, influencer marketing continues to rise. Companies are looking to build relationships with people like you and me who are passionate about their products and are willing to share it with their following. Depending on your following and influence, you can be compensated for sharing your love for the brand on social media.